“More” envelopes help you track irregular expenses such as car insurance. “Regular” envelopes allow you to track regular monthly expenses such as gas, groceries, rent, etc. Have 1 account synced to up to 2 devices.You can create up to 10 regular envelopes.For various categories such as food, household, beauty, etc., GoodBudget uses virtual envelopes. GoodBudget uses software to replicate the envelope budgeting method digitally. This method is not only helpful in tracking your expenses but also allows you to plan your spending. You can then spend money out of a specific envelope. The cash envelope method is where you have a set of envelopes for various category needs, and you allocate cash to each envelope from your budget. GoodBudget, which was known previously as the Easy Envelope Budget Aid, is one of the best budgeting apps for couples who prefer using the cash envelope method of budgeting. Premium version costs $7 monthly or $60 annually.

While couples love it for different reasons, the overall user experience makes it top of the best budgeting apps for couples. To have a clear image of how you use your money, you will need to input every expense you incur on the app.

The EveryDollar app allows you to track your budget, so you can make the necessary adjustments and avoid spending more than your income. Every time you use money, you will create a transaction to account for it in the budget. To use the app, you need to input your expected monthly income and expenses. If you need extra help with your budgeting, the “Local Providers” feature allows you to find experts that can help you reach your goals in your local area. The premium version will also get you access to Ramsey’s Financial Peace University. Reach support via calls, and also receive coaching callsįor the premium Ramsey Plus version, you won’t have to see any distracting ads, and the app will sync with your bank account automatically.

Track your transactions and compare them with your budget.

If you are already using a budgeting system, you can customize the budgeting template to fit your needs. Created by the financial guru Dave Ramsey, this app is best for you if you and your partner are a fan of Dave Ramsey’s Zero-based budgeting method.ĮveryDollar allows you to group budget items and plan your goals.

Best financial software for couples